Sabtu, 28 hb 6 2008. Modul pengurusan kewangan telah diadakan di dewan makan kem Kpcc. Penceramahnya en.samsul daripada pejabat Agensi Kaunseling dan Pengurusan Kredit telah hadir untuk memberi ceramah.
modul ini bermula dari pukul 9.00 pagi sehingga 4.30 petang. Objektif modul ini adalah untuk membantu dan mengajar para pelatih berkenaan dengan cara cara menguruskan wang dengan betul.
Sunday, June 29, 2008
Modul AKPK
Sabtu, 28 hb 6 2008. Modul pengurusan kewangan telah diadakan di dewan makan kem Kpcc. Penceramahnya en.samsul daripada pejabat Agensi Kaunseling dan Pengurusan Kredit telah hadir untuk memberi ceramah.
modul ini bermula dari pukul 9.00 pagi sehingga 4.30 petang. Objektif modul ini adalah untuk membantu dan mengajar para pelatih berkenaan dengan cara cara menguruskan wang dengan betul.
Hari Terbuka Kem
Suasana Baru di Kem
Saturday, June 28, 2008
Start saving for your future
By EDWARD RAJENDRA
SET aside some money for yourself first when you get your pay cheque, that is the advice given by a chartered financial consultant so that you can retire as a millionaire.
K.H. Tan said the idea of “paying yourself first” was good and should start early in one's working life.
“Paying yourself first means before you settle the bills or spoil yourself on designer coffees, you set money aside for yourself. Now this isn't cash to splurge but cash to save for the future,” he said.
Tan, 38, added that many young executives who had attended his financial seminars felt it difficult to set money aside for themselves.
“Salary adjustments, increments and bonuses are earned. No matter how much you earn, you must force yourself to set aside an amount for retirement. If you don't do it, nobody else will,” he said at his recent I Can Be a Millionaire seminar.
However, Tan said: “Human nature makes it difficult as people think they don't have enough to pay themselves first because there's always something to spend the annual salary increase on.
“We advice many to start on a small sum instead of a ambitious sum.
“As income grows, increase the savings and to make the pay your self first effective, the process has to be automatic. Apply for an automatic bank transfer to take effect each time your income is credited to your account,” he added.
Tan's business partner P. Utama Raj strongly believes in the pay yourself idea and suggest that young executives request their employers transfer a fixed percentage of their income from their monthly pay to an investment portfolio.
“By doing so, the process becomes automatic and it makes it easier to hit that million ringgit mark due to the consistent monthly deposits and power of compounding interest,” he said.
Raj, 35, added that young executives must avoid incurring credit- card debts and spend wisely.
“One good approach to spend wisely is to use cash whenever possible.
“Being discipline does not mean a lack of a social life or depriving oneself of every shopping urge.
“We must keep our spending habits within reason thus exercising delayed gratification,” he said.
Women today more ED-ucated
By PAUL CHOO
KUALA LUMPUR: More women are seeking help on erectile dysfunction (ED) compared to men, according to andrologist Dr Mohd Ismail Tambi.
He said over the past few years more women had approached him for information on the condition.
“I am not surprised,” said the clinical andrologist.
“Whenever a woman’s partner has ED, she can relate to the problem.
“Ultimately, their ego could be seriously affected as well,” he said during a question-and-answer session at a forum on ED among men. It was organised by the National Population and Family Development Board (LPPKN).
Elaborating, Dr Mohd Ismail said women would question why their partners would, at some point in life, be unable to “get it up”.
He said that to certain extremes, they would wonder if they were no longer attractive or able to arouse their partners.
“In a worse-case scenario, if both husband and wife do not talk about it, the latter would even harbour thoughts that her husband was cheating on her because of the lack of interest in intercourse.
“These are just examples, but it is for such concerns that women have shown an increasing interest in ED, mainly because they want to help their other halves,” said Dr Mohd Ismail, who is also an adviser at LPPKN.
He said ego was the reason most men were reluctant to address the issue. It was, thus, important, he said, for women to understand their partners and encourage them to seek help.
“It has been said over and over again that ED can be treated and cured. A recent survey showed that some 3.8 million Malaysian men above the age of 40 have ED, not to mention those below that age,” he said.
He said that some women have even told him that their husbands were “once-a-month” men.
“When all is said and done, women should always remember that it is not their fault, and instead explore how their partner’s mindset works especially in their older age,” he said.
Wednesday, June 25, 2008
Hadapi kawan atau lawan dengan wajah tenang
Seorang ahli bijaksana berkata, jika anda ingin bergaul secara baik dan sopan, ikutilah petunjuk ini:
1. Hadapi kawan atau lawan dengan wajah yang tenang, gembira, sopan dan rela hati. Elak daripada menunjukkan sikap angkuh, sombong dan tinggi diri.
2. Jangan terlalu banyak menoleh ke mana-mana dan jangan terlampau tajam memandang orang lain. 3. Jangan biasakan diri memasukkan jari ke dalam lubang hidung, banyak meludah atau berhingus di tempat awam, banyak menguap atau menggeliatkan badan. 4. Usahakan agar dudukmu itu kelihatan tenang, kata-kata selalu teratur, menjadi pendengar yang baik. Jika ada sesuatu yang melucukan lebih baik jika kamu diam saja. 5. Jangan bersikap pura-pura. 6. Elak daripada memberitahu sesiapa mengenai harta yang dimiliki kerana jika harta itu sedikit, orang akan me mandangmu dengan kehinaan. 7. Jika berdebat, berpegang teguhlah kepada kesopanan dan jangan merendah-rendah kemampuan orang lain. 8. Jangan menjadikan harta lebih mulia daripada ke hormatan diri. 9. Jika masuk ke majlis, berilah salam dan sentiasa merendah diri. 10. Jauhi daripada duduk dan bercakap-cakap di jalanan dan jika terpaksa sentiasalah menundukkan pandanganmu. 11. Jangan suka bergurau dengan cendekiawan dan orang yang kurang cerdik. 12. Jika banyak bergurau senda dalam sesuatu majlis, kerana terlupa atau lain-lain, berzikirlah sebelum meninggalkan majlis itu.
Janji Pada Diri Sendiri...
Janji pada diri sendiri...tidak kira apa pun rintangan yang akan datang, tidak kira apa jua kegagalan yang akan kamu hadapi, JANGAN..JANGAN ...JANGAN sesekali putus asa!
Sekiranya kamu terjumpa dengan sahaba karib kejayaan, iaitu kegagalan-usah risau. Kegagalan ialah perintis untuk mencapai kejayaan. Sebab itulah saya gelarkanya sebagai sahabat karib.
Kamu mesti ingat, jarang jarang kali sesuatu kejayaan dicapai tanpa kegagalan. Lagi banyak kegagalan yang kamu temui, lagi hampir kejayaan kepada kamu. Jangan sesekali putus asa. Kejayaan mungkin sedang menunggu kamu disebalik kegagalan itu.
Berita baiknya adalah, menempuhi kegagalan menambahkan pengalaman sendiri. Lebih banyak pengalaman yang kamu temui, lebih banyak ilmu yang dapat kamu pelajari.
Kamu akan mempelajari lebih banyak ilmu daripada sesuatu kegagalan. Sekiranya menemui kegagalan, ubah cara kamu -jangan ikut cara yang sama, kerana cara yang sama akan membawa kegagalan seterusnya.
Hari Ke-7 Modul 1
Alhamdulilah..hari ini dah masuk hari ke-7 Modul Pembinaan Karakter. Akhirnya hari ini berlalu macam semalam juga. Semua cikgu2 kat sini masing masing telah memberikan yang terbaik untuk para pelatih, cuma terpulang kepada diri pelatih sendiri samada hendak mengunakan apa yang telah diajar dan dikongsi ataupun tidak.
Hari ke-7 ini adalah berkenaan dengan kreativiti. bila diingat2kan kembali berkenaan dengan hari seperti hari ini. Macam2 kenangan manis dan melucukan telah berlaku sepanjang berkhidmat sebagai jurulatih modul pembinaan Karakter ini di kem ini.
Setiap kumpulan mempunyai keistimewaan masing masing, dengan telatah dan kelucuan mereka lah membuatkan kami jurulatih tetap tidak boring walaupun setiap kumpulan mengajar tentang perkara yang sama.

